M12 CAPITAL MORTGAGE INVESTMENT CORPORATION (M12 CAPITAL MIC) is a non-bank lender that provides personalized private mortgage loans on highly marketable residential and commercial properties whose financing needs cannot be met by the conventional lending restrictions of banking institutions. This offers investors who wish to enter the lucrative market of mortgage investments, but may lack the expertise, time, or investment capital required to invest an opportunity to be part of a diversified pool of mortgages, concentrated mainly in Ontario.

WHAT IS A MORTGAGE
INVESTMENT
CORPORATION?

Investors pool their money by buying shares in a company called a Mortgage Investment Corporation (MIC) such as M12 Capital Mortgage Investment Corporation (M12 Capital MIC). MICs are special companies created by using Section 130.1 of the Income Tax Act.


Mortgage Opportunities Today

Guaranteed option returns are at historic lows.
Private mortgage funding via MIC is not new, and has been around since 1970's.
Market inefficiencies have created attractive returns.
We stick to a philosophy over time.
Experienced Manager.

PROVEN TRACK RECORD OF MANAGERS

The managers have been administering mortgages for many years with no loss to date and a consistent return to their investors.

DIVERSIFIED SECURITY

First and second mortgages primarily on highly marketable residential and commercial properties in Ontario.

QUALIFIED INVESTMENTS

RRSP, TFSA, RRIF, RESP, LIRA, RLIF, RLSP, RDSP and DPSP Eligible.

SECURED INVESTMENT

Mortgages purchased by the MIC are secured by real assets.

DIVERSIFICATION

Investors own shares of a diversified portfolio of mortgage loans, thereby mitigating risks.

QUALITY CUSTOMER SERVICE

Quick and professional service for each client.

Investors

Brokers

Borrowers


TESTIMONIALS


BLOGS & VIDEOS

Alternative to GICs and Government Bonds

Are you looking for a passive investment opportunity, but are unsatisfied with traditional fixed-income securities like government bonds and GICs?

What is Mortgage Investing?

What is Mortgage Investing and how to do it in a Mortgage investment Corporation like M12 Capital

PRIVATE MORTGAGES MADE EASY

INVEST WITH CONFIDENCE